We don’t often talk of the financial decisions that demonstrate our stewardship before God, but it is often referenced in scriptures. After imparting the correlation between faithful in little and much, Jesus drew a conclusion to show a correlation between our stewardship of the material in this life and faithfulness, “He that is faithful in that which is least is faithful also in much… If therefore ye have not been faithful in the unrighteous mammon, who will commit to your trust the true riches?” (Lk. 16:10).
It would be easy to get caught up in financial planning through the eyes of the world that we forget the priority the Lord has set for Christians. He said, “Let him that stole steal no more: but rather let him labour, working with his hands the thing which is good, that he may have to give to him that needeth” (Eph. 4:28). That includes being able to give back to God each week or at least however much we have been prospered, “Upon the first day of the week let every one of you lay by him in store, as God hath prospered him, that there be no gatherings when I come” (1 Cor. 16:2). Of course if we only get paid once a week or month, then it’s not wrong for our giving to reflect that schedule. And we have primary responsibility for our own household, “But if any provide not for his own, and specially for those of his own house, he hath denied the faith, and is worse than an infidel” (1 Tim. 5:8). It’s hard to imagine how a Christian can become worse than an unbeliever but we understand we have financial stewardship that also demonstrates our living faith.
But what can be a trap in this regard? Well certainly the prodigal son is an example of one who had sufficient money but wasted it and brought his own hardships on himself (Lk. 15:13,17). The Wise Man said, “He that is surety for a stranger shall smart for it: and he that hateth suretiship is sure” (Prov. 11:5). We can let others pull us into their financial circumstances and become trapped by it. In fact there is stronger judgment for those who become financial guarantors, “A man void of understanding striketh hands, and becometh surety in the presence of his friend” (Prov. 17:18). And the Lord does not want us to gain advantage if we lend money to someone, “He that putteth not out his money to usury, nor taketh reward against the innocent. He that doeth these things shall never be moved” (Ps. 15:5). To be clear, having a commercial entity like a bank pay interest on money deposited is not wrong (Lk. 19:23). There are many wise and foolish decisions we can make with what God has given us and like other areas of our spiritual growth, we need to learn to be wise.
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Let’s not forget though that this life is not about making money. We can be wise stewards and be poor financially, just like Christ and so many others. Paul warned of those who taught otherwise, “Perverse disputings of men of corrupt minds, and destitute of the truth, supposing that gain is godliness: from such withdraw thyself” (1 Tim. 5:5). To the extent we are blessed it’s a fiscal and spiritual responsibility to be a good steward. The next verse well concludes, “But godliness with contentment is great gain” (vs. 6). –Matt Johnson